Li, Zaiyang, Hassan Swedy Lunku, and Shaohua Yang. “Financial Inclusion in the Digital Era: A Key Driver for Reducing Income Inequality”. Technological and Economic Development of Economy (February 18, 2025): 1-26. Accessed March 9, 2025. https://jeelm.vgtu.lt/index.php/TEDE/article/view/23068.